MD, VA Foreclosures, First Time Buyers Grants, CDA Loans MD, Rehab Loans MD & VA

STONE RIDGE IS A LOVELY RESIDENTIAL COMMUNITY IN SOUTHERN LOUDOUN COUNTY ALONG ROUTE 50 JUST EAST OF ROUTE 15 AND VERY CONVENIENT TO THE DULLES INTERNATIONAL AIRPORT.

LIVING IN ALDIE OFFERS SO MUCH TO HOME OWNERS:  

• Highly ranked public schools.
• Convenient commute to Fairfax County.
• Minutes to Dulles International Airport.
• Good value for resale homes.
• Excellent value and variety of builders for new home buyers. 

VISIT CIRO, a lovely Italian Restaurant @ Stone Ridge in Aldie. 

* * * * * *

NEW HOMES IN ALDIE IN THE $600,000 PRICE RANGE ON 1/3 ACRE.

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988. 

Serving home buyers in Loudoun County Virginia.  Ask about the Homefinders.com New Home Buyers REBATE.

For a tour of homes in Loudoun County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Loudoun County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Loudoun, use our convenient Home Search in Loudoun County web site.

http://www.homefinders.com
http://www.loudoun-county-va-homes.com
http://www.loudoun-real-estate.com
http://www.e-homesleesburg.com
http://www.realestatelovettsville.com
http://www.new-homes-loudoun-county.com
http://www.newhomeslovettsville.com
http://www.newhomeshamiltonva.com
http://www.realestateleesburg.com  

Homefinders.com Video

CIRO - A WONDERFUL ITALIAN RESTAURANT IN ALDIE, VIRGINIA. 

The food is fabulous, the ambiance relaxing and welcoming and convenient, in Stone Ridge @ Aldie, Route 50, just East of Route 15.

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

* * * * * *

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988. 

Serving home buyers in Loudoun County Virginia.  Ask about the Homefinders.com New Home Buyers REBATE.

For a tour of homes in Loudoun County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Loudoun County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Loudoun, use our convenient Home Search in Loudoun County web site.

http://www.homefinders.com
http://www.loudoun-county-va-homes.com
http://www.loudoun-real-estate.com
http://www.e-homesleesburg.com
http://www.realestatelovettsville.com
http://www.new-homes-loudoun-county.com
http://www.newhomeslovettsville.com
http://www.newhomeshamiltonva.com
http://www.realestateleesburg.com  

Homefinders.com Video

                                   GUESS WHO??                             

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

GRANTS for Down Payments in Northern Virginia.

$7,500 GRANTS FOR HOME BUYERS IN NORTHERN VIRGINIA for DOWN PAYMENT OR CLOSING COSTS.

GRANTS for DOWN PAYMENTSOR CLOSING COSTS in NORTHERN VIRGINIA.  $7,500 GRANT to help with Down Payment and Closing Cost for Home Buyers.

First Time Home Buyers or Buyers who have NOT owned real estate for the past 3 years.

N E W S     F L A S H! 

FOR HOME BUYERS IN Northern Virginia.  Homefinders.com has partnered with local lenders to provide a GRANT of $7,500 to our qualifying home buyers. 

Counties in the Homefinders.com market area eligible for this $7,500 GRANT include Alexandria, Arlington, King George, Fairfax, Prince William, Loudoun, Culpeper, Stafford, Spotsylvania and Fauquier Counties. 

FIRST COME FIRST SERVED.  Last year this GRANT money was exhausted in October 2009.

To make application contact Lenn Harley, Broker, Homefinders.com, 800-711-7988. 

Limited availability of GRANTS for approximately 75 home buyers.

Some income limits apply depending on the number of people in the household.  All household income will be included and all residents of a household will count.

GET PRE-APPROVED for your home mortgage and GRANT money soon!  Applications are being taken beginning March 8, 2010.

Just call Homefinders.com and we'll preliminarily qualify you.  If you preliminarily qualify for the GRANT, a mortgage loan application and GRANT application will be taken by an experienced loan officer.

This GRANT MONEY can be used with FHA, VA and Conventional loans and can be used in conjunction with other grant programs and the Tax Credit. 

HOW TO GET STARTED:

1.  Call Homefinders.com to qualify.

2.  Homefinders.com will arrange for you to make home loan and GRANT application.

3.  HOMEFINDERS.COM will arrange a tour of homes in your qualifying price range. 

DON'T DELAY!!  Last year, we had 5 approved home buyers who missed the GRANT opportunity when the money ran out in October 2009. 

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

WE WERE ON PINS AND NEEDLES YESTERDAY AS WE DROVE UP TO THE CONSTRUCTION SITE. 

Relocating home buyers, referred by an ActiveRain member, Bill Gassett, Metrowest Massachusetts Real Estate, who represented these folks in the sale of their town home near Boston, went to contract a couple of months ago to build a home in Loudoun County, Virginia. 

We had toured every new home builder in the county and these home sites offered the best new home buying opportunity when considering:

• Price
• Location
• Amenities
• Quality Construction

These homes represent THE BEST BUY IN THE COUNTY FOR THE PRICE RANGE $450,000 - $550,000.

I met the buyer at the site yesterday to see what progress had been made considering our weather for the past 2 months which has been the worst winter that I can recall for the past 30 years.  I knew that there would have been weather delays so I've avoided visiting the site. 

It was a lovely day, about 40 F. with a brisk wind, but sunny and very pleasant. 

EUREKA!  There's a home going up for my buyers.  He, the home buyer, was almost giddy when he looked at the site (so was I).

Thank goodness, we should be able to close on time and my thanks (referral fee) will be made timely to the ActiveRain member who entrusted these lovely buyers in my care. 

                                   Garage Left Side Load.  Ready to start the 2nd Level.

                     Garage Left, Center Foyer, Library / Den on the right.  Open 2 Stroy Foyer.

            Community Center with Recreation Area, Kitchen, Tennis Courts, Outside Swimming Pool.

Lovely 4 Bedroom, 2 1/2 Bath Colonial with a Family Room, Living Room, Dining Room, 2 Story Foyer, Library/Den, 2 Car Garage (side load), full unfinished basement, all on a lovely 1/3 acre corner lot.  Price:  About $490,000.

* * * * * *

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988. 

Serving home buyers in Loudoun County Virginia.  Ask about the Homefinders.com New Home Buyers REBATE.

For a tour of homes in Loudoun County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Loudoun County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Loudoun, use our convenient Home Search in Loudoun County web site.

http://www.homefinders.com
http://www.loudoun-county-va-homes.com
http://www.loudoun-real-estate.com
http://www.e-homesleesburg.com
http://www.realestatelovettsville.com
http://www.new-homes-loudoun-county.com
http://www.newhomeslovettsville.com
http://www.newhomeshamiltonva.com
http://www.realestateleesburg.com  

Homefinders.com Video

AT LAST, A GROUP I CAN UNDERSTAND!  A PLACE TO LEARN. . . OR RANT. . . ABOUT UNDERWRITERS. 

Charles Dailey has introduced a new group, UNDERWRITING, that should be of interest to all real estate agents and brokers who have ever had a home buyer's loan application rejected by an underwriter, which probably includes every agent and broker who has had more than 5 settlements.  

WHO WILL WANT TO JOIN THIS GROUP??  Any ActiveRain member who:

Has ever worked with a home buyer who has:

1. Searched for homes for weeks/months/years and finally. . . . finally, find the perfect house,

2. Managed to get a ratified Contract of Sale after a week of serious gut-wrenching negotiation,

3. Made loan application with a loan officer who speaks to the prospective borrower in Uniform Residential Loan Application (Form1003) 'ese. 

4. Produced documents to a loan processor who works at a custom built desk the right side of which is a shute that leads to a BLACK HOLE and who was trained at birth to advise borrowers, "If I don't get a copy of your third grade school transcript by 3:00 p.m., your loan application will probably be rejected."

5.  Manage to hurdle through steps 1 through 4 only to hear from the loan officer 2 days before the scheduled settlement date in the Contract of Sale with a "Time Is Of The Essence" clause, that. . .   

"the file is in UNDERWRITING".

6.  Then, about 24 hours prior to the scheduled closing, as you drive to the airport to pick up your home buyer who traveled 3,000 miles to attend the closing, you receive a phone call from the loan officer that the Underwriter wants:

     * Another appraisal.

     * Another comp with a kitchen in the upper level, such is found in the subject "Bi-Level" floor plan of which only 3 exist in a 10 mile radius and none have sold for 5 years.  The Underwriter doesn't want to use the Appraiser's Split Foyer, Split Level, Colonial or Rambler models with similar square feet and amenities. 

     * All of the contractor receipts for upgrades to the property in the past 3 years to justify the remodeled price accepted by the home buyer, the county permit office and the appraiser.

     *Another appraisal.

While the experience of many real estate agents and brokers will differ from the above actual Underwriter rejects, if you've been around this business very long, you've experienced similar experiences, or heard of them from other agents and brokers.

ADVICE TO AGENTS: BEWARE THE TICKLER FILE:  Try to find out from the loan officer if their mortgage company policy is to permit loan officers and processors to operate with a "tickler file" system.  This file management system is dangerous to the health of your buyer and their agent.  It will insure that the processor will wait until the very last minute to demand additional documentation after the buyer has already produced every document in their possession.  Don't do business with loan officers who sell themselves to prospective borrowers and "turn the file over to their processor".  The loan officer sold the loan, they should know what's going on with it. 

One of my favorite "tickler file" last minute requests is the processor who contacts the buyer with a demand for a letter from their landlord detailing the dates of their rent payments for the past 2 years and if they don't get it to the processor before 3:00 p.m. (the day before settlement), their loan will be rejected.  Yes, that actually happened.

Many years ago, I was advised by a wise managing broker, when I inquired about the duties of the Underwriter, that:

• An agent's job is to sell a house.
• A loan officer's job is to prepare the loan application file for Underwriting.
• An Underwriter's job is to blow holes in it.

IT JUST GOES WITH THE TERRITORY. 

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

$7,500 GRANT FOR HOME BUYERS IN MARYLAND for DOWN PAYMENT and CLOSING COSTS.

First Time Home Buyers or Buyers who have NOT owned real estate for the past 3 years.

N E W S     F L A S H! 

FOR HOME BUYERS IN Maryland.  Homefinders.com has partnered with local lenders to provide a GRANT of $7,500 to our qualifying home buyers. 

Counties elegible in Maryland include all counties, mainland and Eastern Shore.   Homefinders.com market areas elegible for the $5,000 GRANT include Anne Arundel, Baltimore, Calvert, Carroll, Charles, Frederick, Howard, Harford, Montgomery, Prince George's, St. Mary's and Washington and Eastern Shore.

FIRST COME FIRST SERVED.  Last year this GRANT money was exhausted in October 2009.

To make application contact Lenn Harley, Broker, Homefinders.com, 800-711-7988. 

Limited availability of GRANTS for approximately 116 home buyers.

Some income limits apply depending on the number of people in the household.  All household income will be included and all residents of a household will count.

GET PRE-APPROVED for your home mortgage and GRANT money soon!  Applications are being taken beginning March 8, 2010.

Just call Homefinders.com and we'll preliminarily qualify you.  If you preliminarily qualify for the GRANT, a mortgage loan application will be taken by an experienced loan officer.

This GRANT MONEY can be used with FHA, VA and Conventional loans and can be used in conjunction with other grant programs and the Tax Credit. 

HOW TO GET STARTED:

1.  Call Homefinders.com to qualify.

2.  Homefinders.com will arrange for you to make loan and GRANT application.

3.  HOMEFINDERS.COM will arrange a tour of homes in your qualifying price range. 

DON'T DELAY!!  Last year, we had 5 approved home buyers who missed the GRANT opportunity when the money ran out in October 2009. 

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

LEESBURG VA NEW HOMES FOR SALE - BEST BUY IN LEESBURG TO-BE-BUILT HOMES - Buyer's REBATE!

LOVELY NEW HOMES FOR SALE AT THE BEST PRICES IN LEESBURG.  These homes are constructed in a classic "wrap around porch" design.  All models have 4 Bedrooms, 2.5 Baths, 2 Car Garages, Gourmet Kitchens (Island, wall oven, granite counter tops, Garden Baths (separate soaking tub and shower).

The Homefinders.com New Home Buyers' REBATE for these homes in $4,500.  Call Lenn for information.

                                                            * * * * * *

                                                            * * * * * *

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988. 

Serving home buyers in Loudoun County Virginia.  Ask about the Homefinders.com New Home Buyers REBATE.

For a tour of homes in Loudoun County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Loudoun County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Loudoun, use our convenient Home Search in Loudoun County web site.

http://www.homefinders.com
http://www.loudoun-county-va-homes.com
http://www.loudoun-real-estate.com
http://www.e-homesleesburg.com
http://www.realestatelovettsville.com
http://www.new-homes-loudoun-county.com
http://www.newhomeslovettsville.com
http://www.newhomeshamiltonva.com
http://www.realestateleesburg.com  

Homefinders.com Video

LOVETTSVILLE VA IS STILL IN WINTER WEATHER BUT I HAVE TULIPS BLOOMING IN MY SUN ROOM IN EARLY MARCH.

Back in early February, I brought the 4 pots of Tulips I was "forcing" in my garage.  I'm not sure of the date when these bulbs were planted but it would have been around November or early December.   I'd have planted them in the yard, but I just never got to it.  So, in the pots of soil they went, covered and placed on a table in my garage. 

Early February, I could see the "shoots"peeking through the soil, so I brought them in, watered them thoroughly, put them in a sheltered location in a corner of the Kitchen to avoid shock.   About 2 weeks ago, I put them in my Sun Room. 

WHAT A WAY TO WAIT FOR SPRING.

WEATHER FOR LOVETTSVILLE, VIRGINIA, CURRENT CONDITIONS:

• Temperature: Noon March 5, 2010 - 44 F. 
• Expected low tonight:  23 F.
• Humidity: 39%
• Wind:  North at 12 mph
• Barometer:  30.09
• Sunrise:  6:38 a.m.
• Sunset:  6:07 p.m.

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Serving home buyers in Maryland and Northern Virginia. 

LOUDOUN COUNTY REAL ESTATE MARKET REPORT and HOMES FOR SALE MARCH 2010.

FRESH FROM THE LOUDOUN COUNTY REAL ESTATE AND HOMES MLS SOLD REPORTS FOR FEBRUARY.

List prices for Single Family Homes SOLD in February 2010.

Aldie- 3 Single Family Homes SOLD in February 2010. 

New Home on the right priced at $599,990 base price.

Ashburn - 21 Single Family Homes SOLD in February 2010.

Chantilly - 9 Single Family Homes SOLD in February 2010.

Great Falls - 1 Single Family Home SOLD in February 2010.

List Price $519,900.

Hamilton - 2 Single Family Homes SOLD in February 2010.

Leesburg - 26 Single Family Homes SOLD in February 2010.

New Home on the right priced at $475,990 base price.

Lovettsville - 4 Single Family Homes SOLD in February 2010.

New Home on the right priced at $360,000 base price.

Middleburg - 2 Single Family Homes SOLD in February 2010.

Purcellville - 8 Single Family Homes SOLD in February 2010.

Round Hill - 6 Single Family Homes SOLD in February 2010.

Sterling - 18 Single Family Homes SOLD in February 2010.

Average price sold - $329,236.

Waterford - 2 Single Family Homes SOLD in February 2010.

New Home on the right priced at $750,000 base price.

HISTORY OF HOME PRICES IN LOUDOUN COUNTY 2006-2010.

• February 2006 - 202 Single Family Homes sold with an average list price of $712,349.
• February 2007 - 203 Single Family Homes sold with an average list price of $624,047.
• February 2008 - 129 Single Family Homes sold with an average list price of $581,785.
• February 2009 - 156 Single Family Homes sold with an average list price of $431,640.
• February 2010 - 102 Single Family Homes sold with an average list price of $494,468.

YES!  Prices are increasing. 

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988. 

Serving home buyers in Loudoun County Virginia.  Ask about the Homefinders.com New Home Buyers REBATE.

For a tour of homes in Loudoun County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Loudoun County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Loudoun, use our convenient Home Search in Loudoun County web site.

http://www.homefinders.com
http://www.loudoun-county-va-homes.com
http://www.loudoun-real-estate.com
http://www.e-homesleesburg.com
http://www.realestatelovettsville.com
http://www.new-homes-loudoun-county.com
http://www.newhomeslovettsville.com
http://www.newhomeshamiltonva.com
http://www.realestateleesburg.com  

Homefinders.com Video

LEESBURG VIRGINIA - REAL ESTATE, GOVERNMENT AND LOCAL ATTRACTIONS AND AMENITIES.

If you're thinking of relocating to Leesburg Virginia, you probably have a lot of questions about homes in the area, demographics, geography and the atmosphere for Leesburg.  We aim to please.  Send a question about Leesburg and we'll try to get the answer for you.  For now, some of your questions may be answered below. 

LEESBURG, THE OLD AND THE NEW

         OLD HISTORIC COURT HOUSE . . . . . . . . . . . . . .  COUNTY ADMINISTRATION BLDG.

    OLD HISTORIC MANOR HOME Circa 1800  . . . . . . . . . . . . . NEW LEESBURG HOME STYLE - 2009

LEESBURG MAPS AND FACTS

AVERAGE LIST PRICES SINGLE FAMILY HOMES FOR SALE

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988. 

Serving home buyers in Loudoun County Virginia.  Ask about the Homefinders.com New Home Buyers REBATE.

For a tour of homes in Loudoun County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Loudoun County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Loudoun, use our convenient Home Search in Loudoun County web site.

http://www.homefinders.com
http://www.loudoun-county-va-homes.com
http://www.loudoun-real-estate.com
http://www.e-homesleesburg.com
http://www.realestatelovettsville.com
http://www.new-homes-loudoun-county.com
http://www.newhomeslovettsville.com
http://www.newhomeshamiltonva.com
http://www.realestateleesburg.com  

Homefinders.com Video

BOWIE MARYLAND REAL ESTATE MARKET REPORT FOR FEBRUARY 2010 for Zip Codes 20715, 20716, 20720, 20721.

BOWIE, Maryland, one of the most popular location for home owners in Prince George's County, Maryland. 

Bowie Is For Families -

Families of One Person - Bowie offers a wealth of resources for First Time Home Buyers seeking starter homes such as Condominium Homes, Town Homes, and Single Family Homes of all sizes and prices.

Families with Children- Bowie offers wonderful amenities; recreation centers with indoor and outdoor swimming facllities, ball fields, fresh water ponds / lakes for fishing and paddle boating, popular public schools and private schools, homes with acreage, homes in prices that help the family budget.

For all homes buyer, Bowie offers fantastic shopping, transportation and entertainment amenities. 

HOMES SOLD IN BOWIE IN FEBRUARY 2010.

SOLD HOMES IN ZIP CODE 20715in February 2010.  Communities include Chapel Forge, Overbrook, Meadowbrook, Rockledge, Foxhill, Idlewild, Whitehall.

SOLD HOMES IN ZIP CODE 20716in February 2010.  Communities include Pointer Ridge, Northview, Enfield Chase, Heather Hills, Covington, Amber Meadows, Oaktree.

SOLD HOMES IN ZIP CODE 20720 in February 2010.  Communities include Adnell, Birchmere Landing, Town of Bowie, Fairwood, Highbridge, Hillmead Station, Lakeview, Marleigh, Northridge, Oakstone, Spring Manor, Spring Meadows, Westwood.

SOLD HOMES IN ZIP CODE 20721in February 2010.  Communities include Arbor Park, Ashleigh, Balk Hill, Canterbury Estates, Collington Station, East Hampton, Enterprise, Foxlake, Kettering, Mount Oak, Newbridge, Tall Oaks Crossing, Woodmore, Woodmore Highlands, Woodmore South.

EXAMPLES OF HOMES FOR SALE IN BOWIE Below is a Cape Cod in Bowie and a Colonial in Northridge.

Left below:  Homes below represent homes in the Luxury Country Club community of Woodmore.

Right below is a typical new home built in Bowie which offers many new homes communities.

ABOUT LOUDOUN COUNTY VIRGINIA - Sound fiscal management makes Loudoun County an attractive location for your real estate purchase.

First the facts about Loudoun County, Virginia.

INCOME:  The median household income is about $112,000 which ranks #1 in the nation (2nd year).

TECHNOLOGY:  Loudoun County VA is a TECHNOLOGY LEADER and for the 2nd straight year, is ranked #1 in our population category.

TRANSPORTATION:  Loudoun County works hard to relieve traffic congestion for our workforce which contributes greatly to the qualify of life for commuters. 

FISCAL RESPONSIBILITY:  Loudoun County's Triple-A status reaffirmed by all major bond rating agencies.  Loudoun County bonds are a good investment and responsible fiscal management rewards tax payers for sound policies.

SOUND MONEY MANAGEMENT:  The Loudoun County Board of Supervisors reduced funding for the general county government including sound reductions in the public school budgets without compromising quality education for our students.

PUBLIC SCHOOL EXCELLENCE: 

HOME PRICES IN LOUDOUN COUNTY FIRST QUARTER OF 2010.

NOTES

• #1,  Aldie offers new home construction on 1/3 acre lots in several new home communities.
• #2.  Ashburn is a popular location for commuters due to proximity to Dulles Airport, Tysons Corner, DC.
• #3.  Bluemont is a popular horse friendly property location.
• $4.  Chantilly is the closest residential area to the Dulles International Airport.
• $5.  Hamilton is a residential community with farms and a few newer communities in town.
• $6.  Leesburg is the County Seat and offers homes in all prices and lot sizes.
• #7.  Lovettsville is a rural town popular for properties with acreage and proximity to MARC Train.
• #8.  Middleburg is the horse capital of the county/state with luxury properties and quaint township.
• #9.  Purcellville offers small town conveniences and surrounding properties with acreage.
• #10. Round Hill is a rural village with convenience to Purcellville for shopping.
• #11. Waterford is home to upscale new home developments and surrounding farms.

HOMES IN LOUDOUN COUNTY IN DIFFERENT PRICE RANGES:

Ashburn Homes in the $600,000 price range. . . . . . . Homes in Waterford luxury home community.

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Serving home buyers in Loudoun County Virginia.  Ask about the Homefinders.com New Home Buyers REBATE.

For a tour of homes in Loudoun County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Loudoun County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Loudoun, use our convenient Home Search in Loudoun County web site.

http://www.homefinders.com
http://www.loudoun-county-va-homes.com
http://www.loudoun-real-estate.com
http://www.e-homesleesburg.com
http://www.realestatelovettsville.com
http://www.new-homes-loudoun-county.com
http://www.newhomeslovettsville.com
http://www.newhomeshamiltonva.com
http://www.realestateleesburg.com  

Homefinders.com Video

STAFFORD COUNTY CLOSED TRANSACTIONS FOR SINGLE FAMILY HOMES JANUARY 2010.

JUST LOOK!   Stafford County homes sold in January 2010 were sold for close to list price and often with closing help from the seller. 

                                                                STAFFORD COUNTY VIRGINIA MAP

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

For a tour of homes in Stafford County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Prince William County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Stafford County, use our convenient Home Search in Stafford County web site. 

http://www.stafford-county-real-estate.com
http://www.homefinders.com/county_maps/virginia/stafford.php
http://www.real-estate-stafford-county.com 

HOMEFINDERS VIDEO 

Inspired by Jeff Belonger, who believes that a consumer should begin their home buying adventure by selecting a lender first. 

I DISAGREE. 

SEE:  As a first time homebuyer, not knowing anything about buying a home, where do I start? Realtor or Loan Officer??   

Jeff wrote:  "Do you know anything about mortgage insurance?"

If an agent or a consumer needs to understand MI before representing a buyer, then it would seem that a loan officer would have to understand the real estate market/area before recommending a real estate agent. 

Until and unless loan officers have a duty of fiduciary to a borrower, the best resource for unbiased and knowledgeable recommendations for any real estate related service is an experienced REALTOR.

Which comes first, the chicken or the egg?  I would suggest that, if you want to hatch a chicken from an egg and not a stegosaurus, best to start with a chicken and not an egg.  The outcome is more reliable.

One reason I do not accept buyer referrals from loan officers is because I have a duty of fiduciary to the buyer with whom I have a representation agreement.  If a loan officer refers a buyer to me and I believe that the buyer would be better served by another mortgage company or loan officer, I would have to compromise either my duty to the buyer or a sense of loyalty to the loan officer to recommend that the buyer consider another lender.  That has happened to me in the past and is the reason I don't accept lender referrals. 

If one wants comprehensive real estate advice and guidance, start with an experienced real estate agent.  Once the buyer is close to making a buying decision, we'll get prepared with a lender's letter.  Untill that time, we don't need it.

TOTOH, if the real estate licensee is inexperienced, they shouldn't be making any recommendations for any real estate services without guidance from their broker.

This competition for the first contact does not serve the public well. 

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

LEESBURG VIRGINIA HOMES SOLD IN JANUARY 2010, Detached Single Family Homes

LIST PRICE - Price in the MLS at the time of Contract.  There may have been price reduction.

CLOSE PRICE - The price for which the home settled. 

SUBSIDY - The amount of "closing cost contribution" paid by the Seller to the Buyer.

DOMP - The days on the market for all listings.  Home may have been listed by more than one agent. 

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Serving home buyers in Loudoun County Virginia.  Ask about the Homefinders.com New Home Buyers REBATE.

For a tour of homes in Loudoun County, VA, contact Lenn Harley, Broker, Homefinders.com, 800-711-7988.  Experienced REALTORS helping home buyers in Loudoun County, Virginia real estate.

To search the full database of ACTIVE homes listed for sale in Loudoun, use our convenient Home Search in Loudoun County web site.

http://www.homefinders.com
http://www.loudoun-county-va-homes.com
http://www.loudoun-real-estate.com
http://www.e-homesleesburg.com
http://www.realestatelovettsville.com
http://www.new-homes-loudoun-county.com
http://www.newhomeslovettsville.com
http://www.newhomeshamiltonva.com
http://www.realestateleesburg.com  

Homefinders.com Video

MANASSAS REAL ESTATE MARKET REPORT FOR JANUARY 2010 - 20169, 20109, 20110, 20111.

Coles Run Manor, Smalls Crossing, West Gate of Lomond, Yorkshire Village.

Manassas is the County Seat for Prince William County Virginia located in the center area of the county and offering Manassas homes for sale in all home styles and types.  Located with easy transportation to DC, Fairfax County, Loudoun County and Quantico in Stafford County. 

Market Reports for Homes for Sale in Manassas Virginia, a popular community in Central Prince William County, Virginia.  Includes ALL homes sold and listed for sale including detached SINGLE FAMILY HOMES, TOWN HOMES AND CONDOMINIUM HOMES.

Report for Zip Code 20169

Report for Zip Code 20109

Report for Zip Code 20110  

Report for Zip Code 20111  

Homes below are in the average price range of about $400,000, the average list price for SINGLE FAMILY HOMES (detached).

Manassas is conveniently located for major commuting roads including the Interstate Route 29, Route 28, Interstate Route 66, and the Prince William County Parkway.  The Virginia Railway Express, VRE, has several stations in Manassas, one near the Manassas Airport and one in downtown Manassas.

WOODBRIDGE REAL ESTATE MARKET REPORT FOR JANUARY 2010 - 22191, 22192, 22193,  PRINCE WILLIAM COUNTY, VIRGINIA

Cardinal, Dale City, Eagles Point, Lake Ridge, Marumsco, Port Potomac,

Powells Landing, Rippon Landing, River Oaks and more.

These are just a few of the wonderful communities in Woodbridge, along Route 1, Route 95 in the NorthEast areas of Prince William County, Virginia.  Woodbridge is priced right, convenient to Washington, D.C.  Woodbridge is near important employment centers in Fairfax County and Ft. Belvoir. 

Market Reports for Homes for Sale in Woodbridge Virginia, a popular community in NorthEastern Prince William County, Virginia.  Includes ALL homes sold and listed for sale including detached SINGLE FAMILY HOMES, TOWN HOMES AND CONDOMINIUM HOMES.

Report for Zip Code 22191

Report for Zip Code 22193  

Homes below are in the average price range of about $225,000.

The average list price for detached Single Family Homes in Woodbridge is about $325,000.

Woodbridge is conveniently located for major commuting roads including the Interstate Route 95, Route 1, the Prince William County Parkway, the Virginia Railway Express.

An interesting article by J. Philip Faranda  this a.m. got my attention because I have not practiced DUAL AGENCY since 1994. 

Phil wrote:  "How does seeing the house with you and deciding they want it make them a client? They are a customer! Big difference! You owe them fairness and honesty. But they aren't clients."

BINGO! 

"HOW DO YOU DO THAT, LENN??" 

EASY.  ALL YOU HAVE TO DO IS UNDERSTAND THE DIFFERENCE BETWEEN A CLIENT AND A CUSTOMER.

A simple explanation of the difference between customer and client is: 

Homefinders.com is a Single Agency Broker.  I will represent a Buyer OR a Seller as a client, but never represent a Buyer AND a Seller for the same property. 

If I'm the listing agent, I represent the Seller as my client and the Buyer is a customer

If I'm the buyer's agent, I represent the Buyer as my client and the Seller is a customer.

EXAMPLE:  An unrepresented buyer views my listing with me with disclosure in writing that I represent the Seller.  Buyer wants to buy the property.  I sell it to them as a customer but DO NOT represent them.  I treat them honestly with disclosures and manage any documents required to transfer ownership from the Seller to the Buyer.  If the Buyer/customer desires agency level information, i.e., pricing advice, etc., they will not get it from me.  They are always advised to obtain the services of an agent to represent their interests. 

EXAMPLE:  Representing a Buyer interested in purchasing a FSBO, the unrepresented Seller is noticed that I represent the Buyer/Client and the Seller is a customer.  I will manage the documentation to complete the transaction and provide disclosures regarding Buyer's qualifications to buy.  However, I do not provide the Seller with pricing advice.  If the Seller desires agency level advice, they should obtain the services of another broker/agent to represent their interests.

Once an agent understands the difference between customer and client and understands the meaning of the word representation, there would be no dual agency problems. 

Of course, the real hurdle is in public education.  Buyers and Sellers will still call you "their agent" even when you are not.  They will still believe that you will promote their interests even when you will not.

"So far have we come, So far have we yet to go."  Winston Churchill.

MANY AGENTS AND BROKERS UNDERSTAND THE MATTER OF DUAL AGENCY.  FEW CONSUMERS DO.

Courtesy, Lenn Harley, Broker, Homefinders.com, 800-711-7988.

                                "Honey, should we call that listing agent to write an offer on the house we saw?"

                                   "No Dear, I believe that we should contact a Buyers Agent to represent us."

RESTON VA REAL ESTATE MARKET REPORT JANUARY 2010.  FAIRFAX COUNTY'S PREMIER PLANNED COMMUNITY.

Market Report for Homes for Sale in Reston Virginia, a planned community in Northern Fairfax County.

Report for Zip Code 20190

Report for Zip Code 20191

Report for Zip Code 20194 

Homes below are in the average price range of about $550,000 to $600,000.

Reston is conveniently located for major commuting roads including the Toll Road, Route 7, the Fairfax County Parkway and is just minutes from the Dulles International Airport.

LAKE FRONT HOMES IN RESTON